When I ask people what their retirement dreams are, the answers tend to be simple. Most of us just want to have enough saved to live a comfortable life doing more of the things that we enjoy. But for many of us, particularly women who take significant time out of their careers to care for others, the idea of living a comfortable retirement can seem more like a stretch target than a certainty. So, let’s delve deeper into women’s super.

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Have you ever looked back and wished you’d been braver? I certainly have. What we often don’t realise is the profound toll that fear can take when we let it call the shots. In fact, research shows that the number one regret of the dying is that they lived too safe and risked too little, living the life others wanted them to live but not the one they wanted for themselves. Overcoming our innate fear requires us to build courage. But not one big bold act of courage, lots of smaller ones, every day.

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